bnpl

In designing our Buy Now, Pay Later (BNPL) solution for the Swiss market, we included a critical step: managin…

In designing our Buy Now, Pay Later (BNPL) solution for the Swiss market, we included a critical step: managing unpaid invoices. Traditionally, forwarding overdue invoices to debt collection agencies required manual pape…

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42% of consumers still prefer receiving paper bills, especially when dealing with financial or legal matters.

In today’s digital-first world, email might be king, but when it comes to compliance, trust, or reaching customers who aren't online, snail mail still rules. Challenge that might surprise some: the need to send paper inv…

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We’ve learned a lot building payment infrastructure in a regulated market like Switzerland.

In 2020, while working on the BNPL product Paidle, we were required to implement BVR payment slips - a legacy format that was still standard at the time. We didn’t stop at compliance. We made the experience efficient for…

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While many assume banks don’t offer public APIs, they actually do — even in Switzerland.

In our BNPL product for the Swiss market, Paidle, we faced a key challenge:tracking incoming customer payments in real time.To solve this, we integrated with Credit Suisse using a CAMT (Cash Management) XML-based format…

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